Built for investors who prefer explicit assumptions to polished guesswork.
BrickRatio was shaped around an ordinary frustration: many property tools look persuasive while hiding the assumptions that matter most. We chose the opposite path. Every output is tied to inputs a buyer can challenge, revise, and discuss with confidence.
That approach serves private investors, mortgage brokers, and acquisition teams who need a disciplined first view before they commission a fuller model.
What the site aims to do
Offer a credible front-end for rental yield and debt stress analysis, supported by plain-language editorial notes on cap rates, financing pressure, and valuation quality.
We keep the scope narrow on purpose. Narrow tools are easier to trust, easier to explain, and easier to review when a number changes.
Four operating values
Transparent logic
Users should see what changed and why. Hidden adjustments create false confidence during acquisition discussions.
Conservative framing
We prefer assumptions that survive scrutiny over assumptions that simply make a deal look acceptable on first read.
Useful speed
A quick answer matters, but only if it can lead to a better next question. The tools are fast without becoming careless.
Sector context
Editorial content is written to connect calculators with real operating issues such as vacancy drag, service charge pressure, and refinancing risk.
Team
Hannah Pierce
Yield Research Editor
Hannah focuses on rent durability, occupancy risk, and the assumptions that make headline yields look stronger than they are.
Martin Hale
Mortgage Risk Analyst
Martin writes on debt structure, lender stress cases, and the monthly pressure points that affect hold strategy.
Evelyn Ross
Valuation Strategy Lead
Evelyn studies how operating evidence and pricing discipline interact when investors decide what a property is truly worth.